Disclaimer, Terms of Use & Privacy Policy
General Disclaimer & Terms of Use
1. Acceptance of Terms
Access and use of the website (the “Website”) operated by Capital Investments Office Limited (the “Company”, “we”, “us”, “our”) constitutes your full, unconditional acceptance of these Terms & Conditions and the Privacy Policy published on the Website. If you do not agree to any provision herein, you must immediately cease all use of this Website.
2. General Information Purpose Only
All content, data, commentary, research, graphics and materials published on the Website are provided for general informational reference only.
- The Website content does not constitute investment advice, financial recommendation, offer, solicitation or invitation to purchase, sell or subscribe to any securities, funds, alternative assets or financial products.
- All information is compiled from sources deemed reliable by the Company, but we make no express or implied representation, warranty or guarantee of completeness, accuracy, timeliness, reliability, suitability or availability of any Website content for your personal investment, financial, tax or legal decision-making purposes.
- Any investment decisions you make based on Website materials are undertaken entirely at your own risk. You shall obtain independent legal, tax and financial advisory advice tailored to your personal financial circumstances, investment objectives and risk tolerance before entering any investment transaction.
3. Exclusion of Liability
To the fullest extent permitted under Hong Kong law, the Company, its directors, officers, employees, affiliates and group companies shall not be liable for any loss or damage arising from your use of or reliance on the Website, including but not limited to:
- Direct, indirect, incidental, special, consequential or economic loss;
- Loss of profits, business revenue, goodwill, data or anticipated savings;
- Loss arising from market volatility, investment underperformance or trading losses;
- Damages caused by third-party interception, hacking, system failure or technical disruption.
The Company accepts no liability for temporary Website downtime, outages or service interruptions caused by technical faults, server issues, cyberattacks or other circumstances outside our reasonable control. We reserve the right to suspend, modify or remove Website functionality without prior notice.
4. Third-Party Website Links
The Website may contain hyperlinks to external websites operated by unaffiliated third parties. The Company has no oversight, control or responsibility over the content, privacy standards, security or services of linked external sites. Inclusion of any link does not constitute our endorsement, recommendation or approval of such third-party platforms, their products or viewpoints. You access all external links at your sole risk.
5. Jurisdictional Restrictions
This Website and its content are not directed to persons located in any jurisdiction where accessing, viewing or distributing such materials would violate local securities, financial services or data privacy laws. You bear sole responsibility to verify that your access and use of the Website complies fully with all applicable local regulatory requirements in your territory of residence. The Website is primarily intended for users subject to the Laws of Hong Kong and the Hong Kong Personal Data (Privacy) Ordinance (Cap 486, “PDPO”).
6. Cookies & Internet Security Risks
This Website uses cookies for site maintenance, traffic analytics and user experience optimisation. You acknowledge that the internet is not an entirely secure communication channel; data transmitted via the Website may be intercepted, altered or accessed by unauthorised third parties. All information you submit online is transmitted at your own discretion and risk, and the Company disclaims all liability for unauthorised data interception or breach arising from internet transmission.
7. Intellectual Property Rights
All text, graphics, logos, branding, research, layout and proprietary content on the Website are the exclusive intellectual property of Capital Investments Office Limited and protected by Hong Kong copyright, trademark and intellectual property laws.
Without our prior express written consent, you are prohibited from copying, reproducing, storing, retransmitting, distributing, publishing, broadcasting, selling, circulating or modifying any Website content for any commercial or non-commercial purpose. No licence or right to use any trademarks, logos or proprietary materials owned by the Company or its licensors is granted by mere access to the Website. All unauthorised reproduction or redistribution is strictly forbidden.
8. Forward-Looking Statements Warning
Any projections, forecasts, market outlooks or forward-looking commentary published on the Website are based on current market conditions and internal assumptions only. Such forward-looking statements are subject to inherent risks, uncertainties and external market variables that may cause actual outcomes to differ materially from stated projections. The Company undertakes no obligation to update or revise forward-looking content after publication. Historical performance referenced on the Website is not indicative of future investment returns.
9. Modification of Terms & Website Content
The Company reserves the absolute right to revise, amend, update or delete Website content, these Terms & Conditions and the Privacy Policy at any time without advance notice. Your continued use of the Website following posting of revised terms constitutes your acceptance of all updated provisions. All research and analysis published on the Website is prepared for internal Company use only and is not customised to the unique financial situation or investment goals of any individual visitor.
10. Governing Law
These Terms & Conditions shall be governed by and construed in accordance with the laws of Hong Kong Special Administrative Region. Any dispute arising out of Website use shall be subject to the exclusive jurisdiction of the Hong Kong courts.
Privacy Policy
Notice Purpose
This Privacy Policy complies with the Personal Data (Privacy) Ordinance (Cap 486) of Hong Kong. It sets out Capital Investments Office Limited’s standards for collecting, storing, processing and disclosing visitors’ personal information and informs users of their statutory data privacy rights under PDPO. This Policy applies to all personal data submitted via our Website, enquiry forms, event sign-ups and marketing subscriptions.
Definitions
Company: Capital Investments Office Limited
Group Companies: All subsidiaries, affiliates, associated entities and holding companies of the Company, wherever incorporated or operating globally
PDPO: Personal Data (Privacy) Ordinance (Cap 486), Laws of Hong Kong
Personal Information: Any personal data defined under the PDPO, including visitor names, contact details, email addresses, telephone numbers and professional identifiers submitted to the Company
Core Personal Data Handling Principles
1. Lawful Collection Purpose
Personal data collected from Website visitors will only be used for:
- Responding to your enquiries and client communications;
- Managing Website user interactions and delivering requested materials, newsletters, event invitations or market updates;
- Analysing Website traffic, optimising platform functionality and improving user experience;
- Sending marketing and promotional communications only where you have provided explicit consent.
Personal data will not be utilised for any purposes unrelated to the original collection objective without your separate additional consent.
2. Data Accuracy & Retention
We implement all reasonable practical measures to maintain the accuracy of stored personal data. All personal information will only be retained for the minimum period necessary to fulfil the purposes for which it was collected, after which data will be securely erased or anonymised per our internal data retention schedule.
3. Data Security Safeguards
Technical and procedural controls are enforced to protect all personal information against unauthorised access, accidental alteration, processing or permanent erasure. Only authorised internal staff and approved third-party service providers may access personal data on a need-to-know basis.
4. Data Disclosure Rules
Visitor personal data is treated strictly confidential and will only be disclosed in the following scenarios:
- To Group Companies within or outside Hong Kong, subject to PDPO cross-border data transfer requirements;
- To third-party service providers contracted to support the Company’s business operations (e.g. web hosting, event management, analytics providers);
- When legally required by Hong Kong regulatory authorities, court orders or statutory compliance obligations under the PDPO and other applicable financial laws.
Where personal data is transferred to recipients located outside Hong Kong, all cross-border transfers will fully comply with PDPO regulatory requirements.
5. Your Statutory PDPO Rights
You hold the right under the PDPO to:
- Request access to all personal information the Company holds relating to you;
- Submit correction requests for inaccurate or incomplete personal data;
- Request full details of our data processing policies, practices and categories of personal data stored;
- Withdraw consent to receive marketing communications at any time without charge.
Consent to Cross-Border Processing
By submitting personal information through this Website, you consent to the collection, processing, storage and lawful cross-border transfer of your personal data for the purposes outlined in this Policy. If you provide personal data belonging to third parties (e.g. colleagues, family members), you confirm you have obtained their full consent to share their information with the Company for the stated processing purposes.
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